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What you earn back on eligible spending.
| Item | Standard | Elite |
|---|---|---|
| Cashback rate | 3% | 3% |
| Maximum monthly cashback | $60 USDC | $1,500 USDC(limited to first 10,000 members) |
| Monthly spend to reach cap | $2,000 | $50,000 |
| Payout currency | USDC | USDC |
| Cap reset | Monthly, 1st at 00:00 UTC | Monthly, 1st at 00:00 UTC |
Cashback is credited in USDC on eligible card purchases made with your physical card, virtual card, Apple Pay, or Google Pay. The monthly cap applies at customer level and is shared across all cards on your account. Cashback is based on merchant category; excluded categories include financial services, cash and ATM, gambling, and government or tax payments. Refunds and chargebacks reduce cashback proportionally. Unused monthly cashback does not roll over.
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